Category: Student Loan Debt

Why I Have Chosen Not To Refinance My Student Loans

If you’re like me and have a lot of student loan debt, there are essentially two options: refinance student loans into a smaller payment or pick one loan to pay off completely to start a snowball debt method. I’ve done a lot of research for my own personal interest on this topic due to the fact that my student loans are upwards of tens of thousands of dollars. After much thought, for me, refinancing student loans wasn’t in my best interest, here’s why. Deciding Not To Refinance My Student Loans The first step in deciding whether or not I...

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Debt Payoff Update For June 2017

Reaching a major milestone, still no debt snowball effect, and coming to terms with my new budget. All things considered, I’m feeling pretty good about this month’s debt payoff update. This is the third month into my debt get off the floor decision. This month I hit a pretty big goal despite having a pretty big setback last month. The bummer is that I’m still trying to forge ahead and start my debt snowball. Debt Payoff Update For June 2017: Goodbye Nagging Lawyer Fees A year and a half ago my wife and I filed for separation. Almost one...

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Student Loan Mistakes I Made In Nursing School

When I was in nursing school there were several student loan mistakes I made. If you want to know more about how I ended up here, please check it out. The cliff notes version is this: I got carried away with student loans while in college. The worst part is that I didn’t even realize what I was getting into. Yeah, you can make fun of me, call me naive, whatever you want. I’m not looking for handouts – I’m just complaining. I’m also guessing that if you’re reading this that you have perhaps also made the same or similar student...

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Know Your Debt!

Do you know your debt? Or does your debt know you better than you know it?  The first step to tackling your debt is getting to know just how bad things are. For me getting to know my debt was alarming and shocking. Here is the sad truth to my debt. Get To Know Your Debt! This is my first post on this blog. I started this blog to help keep me more accountable of my debt and how well I’m paying it off.  For those of you that are interested in my story of why I started this blog,...

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Thanks for stopping by. My name is Matt and I'm an ER nurse that started out with over 100K in student loan and personal debt. This blog is my journey to debt and financial freedom. Are you nursing debt too? I'd recommend starting here to learn more. You can also check out popular and recent posts:

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