I have a question for all of the readers out there: what do you do with the extra money you earn from cards such as your birthday, Christmas, or any other events and holidays?

Gift Card Money – What To Do With It?

A few days ago it was my birthday. I received a generous amount of cash in one of my birthday cards and I’m torn on what to do with the amount. One option would be to apply the cash to my debt. The other option would be to have some fun with it. Dave Ramsey would suggest to apply anything unexpected from things such as gifts to debt. I’m leaning to the debt. What does everyone else tend to do?